We attach great importance to the security and confidentiality of your personal data that we collect and use. This cookie policy informs you about the use of cookies. This cookie policy was last updated on 1 September 2020.
By continuing to use this website after you have been notified of our use of cookies, you agree that you have read all information about such use and that you unambiguously consent to that use as set out in this cookie policy below.
If you would like more (general) information about how we process your personal data, other than through cookies e.g. with regard to your communication with us via e-mail, telephone, fax and social media, we kindly refer you to our privacy policy.
1. WHO ARE WE?
1.1. “We” in this cookie policy refers to European Financial Planning Association AISBL:
| Name: | European Financial Planning Association AISBL |
| Address: | BluePoint Brussels, Boulevard Auguste Reyers 80 B-1030 Brussels, Belgium |
| Company number: | BE 0600.853.533, RPR Brussels |
| E-mail: | natalia.cartesegna@efpa-eu.org |
| Telephone: | +39 342 3812699 |
1.2. We are responsible for the collection and use of your personal data in the manner explained in this cookie policy. If you have any questions about this, please contact us by e-mail (privacy@efpa-eu.org).
1.3. In certain circumstances, third parties may (also) be responsible for the processing of your personal data for example, if you click on a link and leave our website. In that case, we recommend that you consult the privacy policies of these third parties.
2. WHAT ARE COOKIES?
2.1. Cookies are small text files that are stored on your device and contain certain information or personal data.
3. WHAT TYPES OF COOKIES DO WE DISTINGUISH?
3.1. We classify cookies according to their origin, purpose and lifespan. Below we explain what this means.
3.2. Origin: we distinguish cookies depending on who places cookies.
- First party cookies are placed and managed by us; and
- Third party cookies are placed and managed by a third party.
3.3. Purpose: we distinguish different cookies according to their purpose.
- Strictly necessary cookies are essential in order to use our website;
- Functional cookies collect information about your preferences to improve the functioning of our website to you.;
- Analytical cookies collect information about the use of our website to improve our website to the benefit of all visitors; and
- Marketing cookies collect information about your browsing behavior to make content and advertising more relevant to you.
3.4. Lifespan: we differentiate cookies according to how long they are stored.
- Session cookies are stored in your browser during the session and are deleted when closing your browser; and
- Persistent cookies are stored longer than the session and are not deleted until they have reached their expiry date, a new version of the cookie is placed or the cookie is deleted manually.
4. WHICH COOKIES DO WE USE?
4.1. When you visit our website, cookies are placed on your device. Except for strictly necessary the cookies, we will always ask your consent for the analytical cookies placed by us. On your first visit of our website, you can give your consent or change your preferences. If you don’t withdraw your consent earlier, we will remember your choice for 1 year. If you then visit our website again, we will ask your consent again. If you wish to withdraw your consent earlier, please refer to article 8.
4.2. These cookies generally allow us or third parties to identify you. In particular, we use this information to understand how our website is used, to improve its operation and content, and to ensure that our website is secure.
4.3. Below we give you an overview of the cookies that we place or use.
| Name | Origin | Purpose | Lifespan |
| _ga | Third party cookie (Google) | We use Google Analytics cookies to understand how visitors interact with our website. For more detailed information about these cookies, please refer to Google. If you wish to withdraw your consent to these cookies, please refer to article 8. | Persistent cookie (2 years) |
| _gat | Third party cookie (Google) | Persistent cookie (1 minute) | |
| _gid | Third party cookie (Google) | Persistent cookie (24 hours) | |
| uncode_privacy[consent_types] | First party cookie | Necessary cookie – We use this cookie to remember your cookie preferences. | Persistent cookie (1 year) |
| uncodeAI.css | First party cookie | Necessary cookie – We use this cookie to load the layout settings of the website. | Session cookie |
| uncodeAI.images | First party cookie | Necessary cookie – We use this cookie to improve the page loading time and all the ratings from the website metrics tools. | Session cookie |
| uncodeAI.screen | First party cookie | Necessary cookie – We use this cookie to run the adaptive images system. | Session cookie |
5. WITH WHOM DO WE SHARE YOUR PERSONAL DATA?
5.1. In principle, we do not share your personal data with anyone other than the persons who work for us, as well as with the suppliers who help us process your personal data. Anyone who has access to your personal data will always be bound by strict legal or contractual obligations to keep your personal data safe and confidential. This means that only the following categories of recipients will receive your personal data:
- You;
- Your employer or business partners, but only when this is necessary for the purposes mentioned above (e.g. when your employer is our supplier or customer);
- Our employees and suppliers; and
- Government or judicial authorities to the extent that we are obliged to share your personal data with them (e.g. tax authorities, police or judicial authorities).
5.2. We do not transfer your personal data outside the European Economic Area (EEA) (the European Economic Area consists of the EU, Liechtenstein, Norway and Iceland). We will only transfer your personal data outside the EEA if you or your employer, as a customer or supplier, have offices outside the EEA with which we need to communicate, or if we need to share your personal data with a technical service provider. If a transfer were to take place, we will take sufficient safeguards to protect your personal data during the transfer (e.g. by entering into an agreement based on standard data protection clauses approved by the European Commission).
6. HOW LONG DO WE KEEP YOUR PERSONAL DATA?
6.1. Your personal data will only be processed for as long as necessary to achieve the purposes described above or, when we have asked you for your consent, until you withdraw your consent. As a general rule, session cookies are deleted when closing your browser and persistent cookies are only deleted when they have reached their expiry date, a new version of the cookie is placed or the cookie is deleted manually.
7. HOW DO WE KEEP YOUR PERSONAL DATA SECURE?
7.1. The security and confidentiality of the personal data we process is very important to us. That is why we have taken measures to ensure that all personal data processed is kept secure. These measures include technical and organizational measures to protect our infrastructure, systems, applications and processes. We’ve also taken other measures, such as taking internal policy measures, limiting the processing to the personal data necessary for the fulfillment of the purposes and minimizing the processing of personal data.
8. WHAT IF YOU DON’T WANT COOKIES?
8.1. Browser settings: you can adjust your browser settings to prevent cookies from being placed on your device. How you adjust these settings and your consent to use the cookies depends on the browser you are using. Click on the browser you use below to learn more about how you should adjust the cookie settings.
| Browser | More information |
| Google Chrome | Browser settings |
| Mozilla Firefox | Browser settings |
| Microsoft Internet Explorer | Browser settings |
| Microsoft Edge | Browser settings |
| Apple Safari (iOS) | Browser settings |
| Apple Safari (MacOS) | Browser settings |
8.2. Private browsing: you can use the private browsing mode of the browser that you are using. If you are browsing in private browsing mode, the cookies placed will be deleted when you close the browser. In most browsers you can start a private browsing session by using a certain keyboard shortcut.
| Browser | Windows keyboard shortcut | Mac keyboard shortcut |
| Google Chrome | Control+Shift+N (Windows) | Command+Shift+N (Mac) |
| Mozilla Firefox | Control+Shift+N (Windows) | Command+Shift+N (Mac) |
| Microsoft Internet Explorer | Control+Shift+P | |
| Microsoft Edge | Control+Shift+P | |
| Apple Safari (iOS) | Shift+Command+N |
8.3. Delete: you can manually delete placed cookies from your device. To do so, go to your browser settings.
8.4. Google Analytics Opt-out Browser Add-on: you can prevent information from being sent to Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
8.5. Advertising preferences: you can enable or disable your preferences regarding certain individual companies via Your Online Choices. If you have a Google Account, you can enable or disable advertising personalization in your Google Ads Preferences Manager. Here you can also control which Google ads you see on the Internet, find out how ads are selected for you and block specific advertisers.
8.6. Caution: please note that changing the browser settings or deleting cookies may result in certain parts of our website no longer working properly. Please also note that you may need to change the browser settings of multiple browsers if you use different browsers.
9. YOUR RIGHTS REGARDING YOUR PERSONAL DATA
9.1. You have certain rights related to the processing of your personal data: the right of access, rectification, erasure, and data portability as well as the right to object to or limit the processing of your personal data and to withdraw your consent. To withdraw your consent to the placement of cookies, please refer to article 8. To exercise one of your rights, you can submit a written request to privacy@efpa-eu.org stating the right to which your request relates. If you are still dissatisfied, you have the right to contact the competent data protection authority, i.e. the Belgian supervisory authority (www.gegevensbeschermingsautoriteit.be).
10. CHANGES TO THIS COOKIE POLICY
10.1. We reserve the right to change this cookie policy on our own initiative. If material changes to this cookie policy may affect the processing of your personal data or your previously given consent, we will ask your consent again when you visit our website and we will communicate these changes to you.
10.2. We invite you to consult the latest version of this cookie policy online. Our cookie policy states the date our cookie policy was last changed.
11. HOW CAN YOU CONTACT US?
11.1. Should you have any further questions about the processing of your personal data, please do not hesitate to contact our privacy manager. You can contact our privacy manager by e-mail: privacy@efpa-eu.org.